[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.amms.cz\/co-kdyz-chybi-cloveku-penize\/#Article","mainEntityOfPage":"https:\/\/www.amms.cz\/co-kdyz-chybi-cloveku-penize\/","headline":"Co kdy\u017e chyb\u00ed \u010dlov\u011bku pen\u00edze?","name":"Co kdy\u017e chyb\u00ed \u010dlov\u011bku pen\u00edze?","description":"Dok\u00e1\u017eete si v\u016fbec p\u0159edstavit, jak by vypadal n\u00e1\u0161 sv\u011bt, kdyby neexistovaly pen\u00edze? Mysl\u00edm, \u017ee v pln\u00e9m rozsahu asi ne. Proto\u017ee […]","datePublished":"2021-07-19","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.amms.cz\/author\/#Person","name":"","url":"https:\/\/www.amms.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/70b0b0c6ef7dca5d65c935edece415df3e99a7281ef835a281ae62fb4236351b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/70b0b0c6ef7dca5d65c935edece415df3e99a7281ef835a281ae62fb4236351b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"amms.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.amms.cz\/wp-content\/uploads\/dv%C4%9B%20eura_5.jpg","url":"https:\/\/www.amms.cz\/wp-content\/uploads\/dv%C4%9B%20eura_5.jpg","height":0,"width":0},"url":"https:\/\/www.amms.cz\/co-kdyz-chybi-cloveku-penize\/","about":["Ekonomika"],"wordCount":390,"articleBody":"     Dok\u00e1\u017eete si v\u016fbec p\u0159edstavit, jak by vypadal n\u00e1\u0161 sv\u011bt, kdyby neexistovaly pen\u00edze? Mysl\u00edm, \u017ee v pln\u00e9m rozsahu asi ne. Proto\u017ee si u\u017e dne\u0161n\u00ed \u010dlov\u011bk ani nedok\u00e1\u017ee p\u0159edstavit, jak by se n\u00e1m lidem \u017eilo, kdyby finan\u010dn\u00ed prost\u0159edky jednodu\u0161e nebyly. Lid\u00e9 by mezi sebou nemohli obchodovat, v\u0161ichni by v podstat\u011b ztratili motivaci pracovat i pro druh\u00e9 a objevovat n\u011bco, co je prosp\u011b\u0161n\u00e9 nejen jim, ale i lidstvu jako celku. A tak bychom nem\u011bli nejenom naprosto dokonal\u00e9 \u0161pi\u010dkov\u00e9 technick\u00e9 vymo\u017eenosti, ale t\u0159eba ani v\u011bt\u0161inu z b\u011b\u017en\u011b prod\u00e1van\u00fdch potravin, postr\u00e1dali bychom dnes b\u011b\u017en\u00e9 o\u0161acen\u00ed a podobn\u011b. A \u017eili bychom tak jako v dob\u011b kamenn\u00e9.A v do jist\u00e9 m\u00edry podobn\u00e9 situaci se bohu\u017eel ocitaj\u00ed i ti, jim\u017e se pen\u011bz navzdory jejich existenci nedost\u00e1v\u00e1. I ti, kdo nemaj\u00ed takov\u00e9 p\u0159\u00edjmy, jak\u00e9 by pot\u0159ebovali, si mus\u00ed ledacos odp\u00edrat a n\u011bkdy dokonce nemaj\u00ed pomalu ani na element\u00e1rn\u00ed \u017eivobyt\u00ed. I jim se sice stejn\u011b jako solventn\u00edm lidem nab\u00edz\u00ed nespo\u010det druh\u016f zbo\u017e\u00ed, jen\u017ee co je jim to platn\u00e9, kdy\u017e si ho nemohou kv\u016fli nedostatku finan\u010dn\u00edch prost\u0159edk\u016f koupit? Ani to tedy nen\u00ed \u017e\u00e1dn\u00fd spokojen\u00fd \u017eivot.Ale ani jednotlivci, jim\u017e nen\u00ed po finan\u010dn\u00ed str\u00e1nce p\u0159\u00e1no, necht\u011bj\u00ed str\u00e1dat, i ti cht\u011bj\u00ed \u017e\u00edt jako civilizovan\u00ed lid\u00e9. A pokud jim tedy moment\u00e1ln\u011b pen\u00edze sch\u00e1zej\u00ed, za\u010dnou se sh\u00e1n\u011bt aspo\u0148 po n\u011bjak\u00e9 p\u016fj\u010dce. A zat\u00edmco je v bank\u00e1ch obvykle odm\u00edtnou kv\u016fli pom\u011brn\u011b n\u00edzk\u00fdch p\u0159\u00edjm\u016fm, z\u00e1znam\u016fm v registrech dlu\u017en\u00edk\u016f a dal\u0161\u00edm potenci\u00e1ln\u00edm nedostatk\u016fm, je americk\u00e1 hypot\u00e9ka od nebankovn\u00ed spole\u010dnosti n\u011b\u010d\u00edm, co nezklame.U takov\u00e9 nebankovn\u00ed hypot\u00e9ky se toti\u017e sta\u010d\u00ed zaru\u010dit z\u00e1stavou nemovitosti, kter\u00e1 \u017eadateli pat\u0159\u00ed, a r\u00e1zem si doty\u010dn\u00fd m\u016f\u017ee vz\u00edt p\u016fj\u010dku t\u0159eba a\u017e ve v\u00fd\u0161i sedmdes\u00e1ti procent odhadn\u00ed ceny on\u00e9 nemovitosti. Takov\u00e9 pen\u00edze pak sta\u010d\u00ed k tomu, aby se zaplatilo kdeco, a na jejich vr\u00e1cen\u00ed je tu v\u017edycky \u010dasu dost, klidn\u011b i a\u017e t\u0159icet let.                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (14 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Co kdy\u017e chyb\u00ed \u010dlov\u011bku pen\u00edze?","item":"https:\/\/www.amms.cz\/co-kdyz-chybi-cloveku-penize\/#breadcrumbitem"}]}]